A Viatical Settlement is the purchase of an in-force life insurance policy from a terminally ill individual, which gives that individual immediate access to a discounted portion of his/her guaranteed death benefit while he/she is still alive. The purchaser (you), is then entitled to the full return on your investment upon the maturity of the policy
WHO BENEFITS FROM VIATICAL/FINANCIAL INVESTMENTS?
WE ALL DO... Terminally ill patients, having 2 to 3 years to live, have the same day to day expenses of living as the rest of us PLUS the ever-increasing medical expenses of dealing with their disease. In many cases, their disease and treatment prevents them from gainful employment. With Viaticals, these individuals have the opportunity to live their remaining days with dignity and financial security. Also insuring their Life Insurance Policy stays In Force. As most cant afford the premiums and will end up losing it all.
Viaticals provide terminally ill patients with a very necessary service and desperately needed financial assistance At the same time, they can provide you with a safe haven for your investment dollars Viatical Settlements are a short term, fixed rate, fully insured, non-speculative, guaranteed place to invest your money.
YOUR MONEY IS SECURE:
All policies purchased will be with "A"' or better rated insurers, beyond the 2 year contestability period
All purchase funds are deposited into a Bonded Trust Account and held on your behalf until your money has been matched with a policy that has been thoroughly reviewed.
At this point you will receive an
Irrevocable Absolute Assignment of Trust Insurance Benefits.
Upon maturity 100% of the guaranteed principal and profit are paid to you
EXAMPLES OF RETURN
28% Stable return on 24 months or less maturities
35% Stable return on 30 months or less maturities
42% stable return on 36 months or less maturities
VIATICALS ARE ELIGIBLE FOR IRA'S, SEPP'S AND KEOGH'S
SUMMARY:
Unforrtunately there is no cure for AIDS at present According to the latest medical sources, there will be no cure available in the predictable future. Therefore, there is no hope for survival for the current, fully active AIDS patient. The condition is 100% fatal.
ARE VIATICALS FOR EVERYONE?
As with any other investment, each person should evaluate their own financial position to determine if Viaticals are appropriate for them. In most cases, Viaticals are used to replace low yield or high risk investments. Viaticals offer the purchaser the unique opportunity of performing a humanitarian service, while investing funds in a high yield, no risk investment.
HOW MUCH SHOULD I PURCHASE?
The amount you invest is a personal decision. There is a minimum $5,000 investment needed to make a Viatical purchase There is a $25,000 minimum needed to purchase an immediate monthly income payment plan. This plan has a 9.86% annual rate of return paid monthly.
RECAP: No Market Fluctuation, No Risk, 14% tax free return
